SKIP TO MAIN CONTENT
servbank - home, FDIC-Insured-Backed by the full faith and credit
  • PURCHASE
    • GET PREQUALIFIED
    • LOW DOWN PAYMENT OPTIONS
    • CALCULATORS
      • Payment Amortization
      • Rent vs Own
      • Debt Consolidation
      • Prepayment Savings
  • LOAN OPTIONS
    • HOMEREADY LOANS
    • ARM LOAN
    • REFINANCE
    • VA HOME LOAN
    • FIXED RATE MORTGAGE
    • FHA HOME LOAN
    • JUMBO HOME LOAN
    • CASH OUT REFINANCE
  • TEAM DIRECTORY
  • ABOUT US
  • Log In

FHA Home Loan

Affordable and Flexible Financing

Looking for a home loan with a low down payment and flexible credit requirements? FHA Loans are designed to help borrowers achieve homeownership with ease.


Key Benefits of FHA Loans:

Low Down Payment: As little as 3.5% down.

Credit Flexibility: Minimum credit score as low as 580.

Government-Backed: Insured by the Federal Housing Administration, providing relaxed qualification guidelines.

FHA Mortgage Insurance: Required to help secure lender approval.


How FHA Loans Work:

You’ll qualify based on credit score, debt-to-income ratio, income, and other factors.

Requires an FHA appraisal and mortgage insurance.

Perfect for buyers who need an affordable, accessible path to homeownership.

 

Start your journey today!

Apply Now
Call Now

Payment / Amortization Calculator

Calculate your monthly payment for fixed rate or adjustable rate loans.

Loan Type

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

Results

Monthly Payment

$0.00

Initial Monthly Payment

$0.00

Maximum Monthly Payment

$0.00
See Full Report Below

Licensing | Privacy Policy | Terms of Use | NMLS Consumer Access | Security Information | Accessibility | Do Not Sell or Share My Personal Information | Privacy Opt-Out

 

(c) 2025 Servbank, sb

Visit the Servbank Homepage

NMLS# 203463

(855) 537-2611

3201 Orchard Rd., Oswego, IL 60543

Licensing | Privacy Policy | Terms of Use | NMLS Consumer Access | Security Information | Accessibility | Do Not Sell or Share My Personal Information | Privacy Opt-Out

 

(c) 2025 Servbank, sb